Review an itemized bill and the estimated amount your plan covers, so you understand your charges and your share.
Have CDCP, NIHB or private dental insurance? We’ll help you understand the billing process and discuss payment arrangements before your appointment.
Tell us about your coverage when you book.
Review your estimate and any amount you may owe.
We’ll explain how your claim and payment will be handled.
Tell us about your coverage when you book.
Review your estimate and any amount you may owe.
We’ll explain how your claim and payment will be handled.
We offer direct billing for patients covered by CDCP or NIHB. If finances are a concern, let us know when you book so we can discuss the arrangements before your visit.
We bill Sun Life directly for eligible services covered by your plan. We’ll discuss any co-payment or other charges that you may need to pay.
Tell us about your coverage when you book.
We can submit eligible dental claims directly to NIHB. Some services need approval before treatment; we’ll explain the next steps.
Let us know you have NIHB when booking so we can discuss coverage and any approval needed.
Tell us when booking. We’ll discuss whether direct billing or another payment arrangement is available for your circumstances.
you do not pay the full covered fee upfront and seek reimbursement yourself. Sun Life pays the provider directly. You may still owe amounts outside your coverage.
Most of our patients with private insurance choose to pay at their appointment. We submit their claim electronically right away, and their insurer sends any reimbursement directly to them.
Collect points, travel miles or cashback when you pay with an eligible rewards card.
Review an itemized bill and the estimated amount your plan covers, so you understand your charges and your share.
Your insurer sends any reimbursement directly to you. Many claims are processed within a few days, though timing varies by insurer and claim.
We recommend treatment based on your oral health needs and help you understand how your benefits may contribute to the cost.
Ask about splitting a larger treatment plan into monthly payments with no interest. Our team can explain eligibility and the applicable terms.
We’ll explain the recommended care, expected fees and estimated insurance contribution before treatment. Ask us for an estimate for your next visit.
To help us review your coverage and payment options, have these details ready when you contact us:
Every plan is different. Contact us if you would like help understanding the billing process for your visit.
Let us know whether you have CDCP, NIHB or private dental insurance. Tell us if you need to discuss payment arrangements, and have your member or plan information ready.
Yes. Please contact us before your appointment. We can discuss direct billing where available, your expected payment and 0% financing for larger treatment plans, including eligibility and terms.
Plan rules and individual coverage apply. Learn more about CDCP and NIHB dental benefits.